Deposit Interest Rates

Domestic and NRO term deposit w.e.f 01.01.2026

Less than 1.00 cr Rs 1.00 cr and Above
SL No. Period of Deposit General Senior citizens* Callable Non-Callable
1 07 days to 14 days 3.25 3.75 4.00 *
2 15 days to 30 days 3.25 3.75 4.00 *
3 31 days to 45 days 3.25 3.75 4.00 *
4 46 days to 60 days 4.75 5.25 5.00 5.00
5 61 days to 90 days 4.75 5.25 5.00 5.00
6 91 days to 120 days 4.75 5.25 5.40 5.40
7 121 days to 179 days 4.75 5.25 5.50 5.50
8 180 days to 269 days 5.25 5.75 5.80 5.80
9 270 days to less than 1 year 5.75 6.25 5.80 5.80
10 1 Year only 6.3 6.8 6.25 6.25
11 Above 1 year upto & inclusive 2 years 6.5 7.00 6.00 6.00
12 Above 2 years upto & inclusive 3 years 6.5 7.00 5.50 5.50
13 Above 3 years upto & inclusive 5 years 6.4 6.9 5.00 5.00
14 Above 5 years upto & inclusive 8 years 6.05 6.55 5.00 5.00
15 Above 8 years upto & inclusive 10 years 6.05 6.55 5.00 5.00
16 Tax Saver (5 years period) 6.4 6.9 * *
17 KGB-SIRI SAMPATH (1111 days)* 6.5 7 * *
18 KGB-SIRI (444 days)* 6.6 7.1 * *
19 KGB-NIDHI (555 days)* 6.75 7.25 * *

*KGB-SIRI (444 days) & KGB-NIDHI (555 days) Min Amount 25000 Max Less than 1.00 Cr
*KGB-SIRI SAMPATH (1111 days) Min Amt 10000 Max Less than 1.00 Cr
*Additional interest rate for Super Senior citizens is 0.15% for Specific products KGB-SIRI, KGB-NIDHI & 1 Year


NRE Term Deposits w.e.f 01.01.2026

Slabs No Period of Deposit Less than Rs 1.00 cr Rs 1.00 cr and Above
1 1 Year 6.5 6.00
2 Above 1 year upto & inclusive 2 years 6.5 6.00
3 Above 2 years upto & inclusive 3 years 6.5 6.00
4 Above 3 years upto & inclusive 5 years 6.5 6.00
5 Above 5 years upto & inclusive 10 years 6.5 5.70